Microfinance has proven to be a successful practice and plays a major role in the development and transformation in the life style of the poor and marginalized communities in the nook and corner of Pakistan. It is the motto of RCDS is to provide "booster shots" and financing that will enable small businesses to expand. It is providing employment to an area's local economy as well as contributing to national development. Under microfinance program, RCDS is also providing important skills and entrepreneurship training and support to ensure that the financed businesses succeed at the community level. The training focuses on helping beneficiaries to recognize their commercial value, and it also helps the beneficiaries assess and recognize their own strengths and weaknesses in order to build the critical business skills needed to succeed in a competitive market. Specifically, the training gives the beneficiary the skills needed to start, manage and grow his or her own business by proper record-keeping tasks such as how to plan, record and improve goods and services.
The immediate objective of Microfinance and Business Development training program is to assist beneficiaries in starting or expanding a business, so that they can become self-reliant. Microfinance is giving targeted credit to primarily disadvantaged youth and women who are talented entrepreneurs. If those people gain access to credit, they will be able to expand their businesses, stimulate local economic growth and hire their neighbors in need of employment, resulting in accelerated economic development. While this approach has had significant results in the developing world, it has failed to reach a desired amount of disadvantaged individuals who still depend on a rural subsistence lifestyle and income.